Safeco Insurance FAQ–and Answers

No doubt you have questions about Safeco Insurance®, and we're happy to answer them as a licensed Safeco agent. But it's possible we've already answered your question or questions. Take a look at this Safeco Insurance FAQ and see if we've addressed your query. If not, give us a call and ask. We're more than happy to answer questions.

What Does Safeco Cover?

Safeco offers home and auto insurance, of course, but it has a number of other products as well. Check out Safeco's coverage for your boat, motorcycle, RV and more. All come with the same commitment to the tenets set down by Safeco’s founder H.K. Dent—competitive pricing and disciplined underwriting. You could be eligible for a discount when you buy more than one type of coverage.

What Does Safeco Homeowners Insurance Cover?

A typical policy protects the structure of your home and any other buildings on your property against covered perils, as well as your possessions, up to your policy limits. A Safeco policy also includes loss of use coverage, which may help with additional expenses should your home be uninhabitable while it's being repaired or replaced due to a covered loss. Finally, a typical policy comes with liability coverage, which may help you should a visitor be injured.

How Much Dwelling Coverage Should I Have for My House?

We recommend that you have enough to rebuild your home from the ground up should it be destroyed by a covered peril, such as fire.

How Can I Reduce How Much I Pay for Safeco Insurance?

You may receive discounts on your home insurance if the house is less than 10 years old or is located near a fire station. You also may get a price break if you have a burglar alarm or fire sprinkler system installed in the house. Car insurance discounts may include help for safe drivers and vehicle owners who have anti-lock brakes or anti-theft devices. Other discounts also are available.

What's the Relationship With Liberty Mutual?

Safeco and Liberty Mutual have enjoyed a close relationship since 2008, when Safeco became a member of the Liberty Mutual Insurance Group. Since that time, Safeco has focused on personal insurance.

Did we answer all your Safeco Insurance questions? If not, call the phone number on this page and a knowledgeable representative will give you a response. We want you to have all the information you need to make an insurance decision.