With Winter Here, Keep Heating Safety Tips in Mind

Even before winter officially arrived, it probably took only a few chilly nights to get you to reach for your thermostat. No matter when you decide to put your home heating system back in action, be mindful that heating equipment ranks second only to cooking among the leading causes of house fires. The good news…

Can Your Insurance Coverage Brave Halloween’s Hauntings?

Scrumptious confections in orange- and black-hued packaging now line store shelves and witchy lawn ornaments are beginning to make their annual appearances in many neighborhoods. But before you plan the perfect costume, make celebrating safely a priority.   More than ghosts, ghouls and goblins combined, having to file a home or auto insurance claim can…

Outsmart Mother Nature: Insurance Tips to Prepare for Hurricane Season

Hurricanes, capable of causing billions of dollars in losses, are among the most catastrophic forms of weather, according to the Insurance Information Institute (III). In 2012, Hurricane Sandy – the second costliest hurricane to hit the United States since 1900 – pummeled more than a dozen East Coast states with heavy rainfall and winds exceeding…

How Can Homeowners Protect Themselves From Earthquake Threat?

Although states in the western and central U.S. are generally more vulnerable, earthquakes can happen in any state for a variety of reasons. Whatever the cause or region of the country, many of the basics of earthquake insurance remain unchanged, including: Homeowners, business owners and renters may be able to buy a separate policy for…

To Stage or Not to Stage? Tips to Prepare Your Home to Sell

  Selling your home can feel like a daunting task, but it doesn’t have to be. If your goal is to quickly sell for asking price or possibly more, consider staging your home. According to Barb Schwarz, president of the International Association of Home Staging Professionals, staging is “preparing your home for a sale so…